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Mike’s a builder with a growing business. Progress payments are delayed and he needs cash to start new jobs! His cash needs are short-term and irregular but when he needs money he needs it quick. A bank can’t help in time. Normal loans lock him in for a set period and sum. But Commerce Credit’s don’t. Mike sets up an immediate ‘line of credit’ facility against the equity in his home and draws on it as and when he needs. He can repay and redraw as often as he wants.

‘Line of credit’ loans provide the flexibility small businesses need.