products and services

Genuine low-rate caveat loans and 2nd mortgages for business or investment borrowers!

Builders / developers, businessmen and investors often need access to capital to take advantage of opportunities. People selling property and moving to another sometimes need bridging finance to make deposit payments.

If you own a property (with or without a pre-existing mortgage) and if you have equity locked in its value Commerce Credit can tailor a loan to suit your needs without affecting your rights over the property and without compromising your standing with an existing mortgagee.

Interest rates start as low as 2.8% per month.

Key features:

• Minimum Loan $ 10,000
• Maximum LVR 75%
• No set-up fees
• No account servicing fees
• Application can be done over the phone*
• Offer letter in 1 hour
• Drawdown in 24 hours*

What you need:

• Minimum 3 months mortgage statement
• 3 months bank statement (for your every day account)
• Photo ID
• Recent rates notice
• 2 bills to home address (telephone, gas, electricity etc.)
• Proof of income and / or exit strategy (remortgage, sale of property, receipt of debtor payment etc.)

Loans may be subject to property valuation.

Apply on-line or call for an over-the-phone decision and a free quote

*Conditions Apply